Business Insurance

Protect your most valuable asset. Get comprehensive home insurance coverage with Decoster Wilson Duthie Agency, Inc. and safeguard your home against unexpected damage or loss.

Covers your business against claims of bodily injury, property damage, or personal injury caused to others as a result of your operations, products, or services. It’s essential protection for lawsuits and customer incidents.

Provides coverage for vehicles used for business purposes. It includes liability, collision, and comprehensive protection for company cars, trucks, or vans — as well as medical payments and uninsured motorist coverage.

Adds an extra layer of liability protection above your existing policies (like General Liability or Auto). It kicks in when a claim exceeds your primary coverage limits, helping protect your assets from large lawsuits.

Required in most states, this covers medical expenses, rehabilitation costs, and lost wages for employees injured or made ill on the job. It also protects employers from certain types of employee injury lawsuits.

Guarantees performance, payment, or compliance with laws and contracts. Common bond types include surety bonds, license and permit bonds, and contractor bonds — offering financial assurance to clients and regulators.

Covers financial losses from cyberattacks, data breaches, and other digital threats. It can include costs for data recovery, customer notification, legal fees, and reputation management after a cyber incident.

Protects your business from claims made by employees alleging discrimination, harassment, wrongful termination, or other employment-related issues. Helps cover legal defense and settlement costs.

Essential for service providers and professionals, this coverage protects against claims of negligence, mistakes, or failure to perform professional duties that cause financial harm to a client.

Covers property owners who rent out residential or commercial spaces. It typically includes building coverage, liability protection, and loss of rental income due to covered damages.

Employee benefit packages that provide financial protection and peace of mind. Health and dental plans help employees cover medical expenses, while disability and life insurance offer income replacement and family security.